MIDTERM EXAMINATION
Spring 2011
FIN625 - Credit Analysis & Risk Management
Time: 60 min
M a r k s: 41
MCQ 22
Question No: 23( M a r k s: 3 )
How the banks can avoid having associations with individuals involved in fraudulent or similar activities?
Question No: 24 ( M a r k s: 3 )
What is purpose of carry out plausibility check & preliminary review?
Question No: 25 ( M a r k s: 3 )
List the categories for the creation of credit decision-making structure
Question No: 26 ( M a r k s: 5)
Why do the credit institutions serve various customers segments? Why these segments are held inadequate in small banks when complemented by product specific segments.
Question No: 27 ( M a r k s: 5)
What are the views of committee regarding the maturities of claims within the standardized approach designed for application by banks?
The bond rating of the security refers to:
The size of the coupon payment relative to the face value.
The return. A holder is like to receive.
The likelihood, the lender/borrower will be repaid by the borrower or re-issuer.
The maturity of the bond.